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Our Asset Management services:

Optimised Passive Income Portfolio

As innovative asset managers, we are agile and always ready to respond to investor needs and market conditions.

In a climate of low interest rates, your clients still seek a certain level of return from their portfolios. Our Optimised Passive Income 60/40 (OPI) portfolio is a low-cost, index-tracking solution developed for an investing environment where it can be difficult for investors to achieve their desired yield. It is available to clients through an adviser only, and can also complement more complex, bespoke portfolio structuring.

Designed for clients seeking exposure to a range of global asset classes, the portfolio has a target yield of 3% per year and is made up exclusively of exchange-traded funds (ETFs). ETFs provide a large investment universe, are open-ended and liquid, and can be traded on exchange. They also provide excellent opportunities for diversification and exposure to a wide variety of asset classes.

The portfolio can allocate around 60% globally to equities, listed private equity and property, and around 40% to global fixed income. There are a number of primary and secondary factors driving our ETF selection:

Primary drivers:
  • Dividend yield
  • Whole of market approach
Secondary drivers:
  • Market capitalisation
  • Currency
  • AUM, which drives lower expense ratios

Our experienced and expert asset management team developed the Progeny OPI portfolio along with the support and assistance of two leading industry players. BlackRock, as the largest provider of exchange-traded-funds (ETFs) in the world and Winterflood Business Services.

We know that advisers and their clients need diversified upside exposure and yield, but also wish to understand the downside risks. Optimised Passive Income 60/40 provides this in a modern, cost-effective and transparent structure. With an all-in fee of below 0.8%, it offers a straightforward growth and yield solution that investors can tuck away for the long term. If your clients need their money it can be raised quickly, as the ETFs are liquid and traded on exchange.

If you would like more details about our OPI portfolio, please get in touch.

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The value of investments and income from them is not guaranteed, can fall, and you may get back less than you invested. Your capital is therefore always at risk. It should be noted that stock market investing is intended for the longer term.