Financial protection

Protecting what matters most

Life and health insurance protection underpins most good financial planning. These types of insurance can help to ensure financial protection for you and your family, should you need it.

Download the guide here

Many of us insure our homes and cars without really thinking about it, but far fewer insure their lives and incomes. Savings can and do help in the short-term, but what happens when they run out? Or if an illness goes on for three, six, or even 12 months?

Tracey Evans

“While nothing can ease the emotional distress of rising prices and the knock-on effects of Covid, creating your own safety net can lessen their financial impact if you or your loved ones are directly affected.”

What types of financial protection are covered in the guide:

The main types of insurance

There are three main forms of financial protection to consider, we look in depth at all.

Life insurance needs

Life insurance puts money in the hands of those who need it when a person dies. We highlight some example scenarios where this might help to support you.

The right life insurance policies for you

Talking you through term insurance which is typically the right sort of life cover for most types of family protection needs.

Health insurance

It is important to consider what happens if you are unable to continue working, and how income protection insurance can provide security for you.

Medical insurance

These policies can help you to afford the cost of private medical treatment.

Financial protection

What type of insurance you should take out depends on your goals and needs, but appropriate financial protection forms the basis of a strong financial plan.

This article is distributed for educational purposes and should not be considered investment advice or an offer of any security for sale. This article contains the opinions of the author but not necessarily the Firm and does not represent a recommendation of any particular security, strategy or investment product. Information contained herein has been obtained from sources believed to be reliable but is not guaranteed.

Past performance is not indicative of future results and the value of investments can fall as well as rise. No representation is made that the stated results will be replicated.

Tracey Evans

Associate Director, Wealth

Tracey is passionate about helping clients to see their ‘big picture’ and has been doing so for nearly 30 years.

Learn more about Tracey Evans