Portfolio Review Service
Our portfolio review service is an independent evaluation of the investment strategy and performance of a current investment manager after costs, and how this compares to the industry generally.
With Mifid II legislation in place, fund managers must comply with enhanced transparency on fund and transaction costs, regular client reporting, and disclosures of conflicts which enables us to make meaningful comparisons to ensure the service investors are receiving offers value for money.
Progeny charge £500 excluding VAT for a portfolio review which may be rebated against our service agreement.
Below are some of the due diligence questions our service appraises.
Discover | Execution | Risk Management | Oversight |
Are the financial goals well defined? | How are dealing commissions, fund selections, and fees impacting on the returns? | What Due Diligence has been undertaken and how is the portfolio monitored? | How regularly are investors getting updates on their portfolios? |
Does the portfolio materially match the objectives and tolerance for risk? | Does the Investment Manager offer a choice of tailored solutions? | Is there a structured process to ensure that the investments remain within their articulated risk appetite, and any changes to their circumstances are met? | Are there regular communications on how the decisions taken meet the objectives? |
Does the solution meet the investors’ needs? | Has the overall performance of the portfolio been negatively affected by the costs and charges of the fund manager and investment products? |
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How are your investments performing?
We know that investors want the best possible service, and that sometimes it can be difficult to effectively and accurately judge the performance, value for money, and governance an investment manager is providing.
Our portfolio review service enables investors to obtain a fully independent analysis including:
01
Asset Allocation
Asset allocation is based on the understanding that different types of assets do not move together, and some are more volatile than others. We will measure your portfolio against a risk aligned target asset allocation to show whether it is optimised for your risk/return profile.
02
Risk Assessment
Risk assessment is the maximum expected portfolio return for a given amount of portfolio risk. An overall portfolio risk assessment will be undertaken against a risk- aligned target asset allocation.
03
Stock & Fund Assessment
Stock performance will be undertaken using quantitative ratio analysis to give insight into the liquidity, operational efficiency, and profitability of stocks.
Fund Assessment will be undertaken using a combination of risk adjusted returns and quantitative performance to show the strength of performance trends.
04
Total Return
We will perform a performance assessment against the appropriate Progeny composite benchmark, to show the actual returns that a private client should expect for a given risk appetite.
05
Costs
We will prepare a fully compliant cost analysis including: Investment Service Charges, Transaction Costs (Trading Commission, Stamp Duty, PTM Levy), Ongoing Management Fees, Performance Fees, Product ‘Transaction’ Costs, and Ongoing Charges.
Important to note
This communication is not investment advice. The value of investments and income from them is not guaranteed, can fall, and you may get back less than you invested. Your capital is therefore always at risk. Past performance is not a guide to future performance. If you invest in currencies other than your own, fluctuations in currency value will mean that the value of your investment will move independently of the underlying asset. Partners, staff and clients may have a position or engage in transactions in any of the securities in our model or bespoke portfolio service. The information contained in this document has been taken from sources stated and is believed to be reliable and accurate, but without further investigation cannot be warranted as to accuracy or completeness. It is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
This service is for guidance purposes only and is not a recommendation of a different investment strategy.There is no guarantee that any comparable investment strategy, will outperform the existing strategy.