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Create a retirement that feels right for you.
Retirement isn’t just a financial event. It’s a life transition, one that should give you confidence, freedom and real choice over how you spend your time and what matters most.
At Progeny, we help you make sense of the financial decisions ahead so you can approach retirement with clarity and reassurance. Our Chartered Financial Planners work closely with you to understand your goals, explore your options and shape a plan that supports the life you want to enjoy, while remaining flexible as your circumstances change.
Combining guidance and support from Progeny’s Corporate Legal team, Private Legal team and Wealth Management team, we are able to provide truly holistic support.
Progeny Wealth’s Chartered status reflects our commitment to professional standards, ethics, investing in people, giving back to society and developing our profession—core values of our culture at Progeny.
With offices up and down the UK, we offer face-to-face services nationwide. Giving you the opportunity to meet your planners in person to discuss your specific needs.
How we help? We believe retirement planning should feel clear, personal and reassuring.
Our Financial Planners take the time to understand you; your ambitions, priorities and the lifestyle you want to maintain or grow into. We review your existing pensions and savings, identify opportunities and risks, and build a tailored plan designed to give you long‑term confidence.
Cashflow modelling is a core part of our approach. It gives a clear picture of your financial future by showing how your income, spending and savings may change over time. By testing different scenarios, we help you understand your options and plan with confidence.
Your plan is regularly reviewed and adjusted as your circumstances, goals or the financial environment change, so it continues to reflect what matters most to you.
Whether retirement is approaching or still some way off, having a clear plan can make all the difference.
Speak to a Progeny Planner today and take the first step towards a more secure, fulfilling and well‑planned retirement.
Please note: Pensions and investments can go down as well as up, and you may get back less than you invest.
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Retirement planning is about preparing financially, and personally, for the next chapter of life.
It helps you think beyond stopping work and focus on how you want your retirement to feel: the freedom you want, the experiences you value and the security you need. Starting earlier gives you more flexibility and more choices, while careful tax planning helps you make the most of what you’ve built.
There is no single figure that works for everyone.
What you need will depend on your lifestyle goals, health, family commitments, expected retirement date and how you want to spend your time. Some people dream of travel and new experiences; others want security, flexibility and more time with loved ones.
The most important step is defining what your ideal retirement looks like. From there, a personalised plan can show how much you need to save and how to structure your income with confidence.
With many people now living longer, your retirement years need to be properly financed. If you plan to retire at or around the traditionally ‘expected’ retirement age, the impact on your pensions and savings could be significant. Although a shift in attitudes may come as UK State Pension ages extend, it’s a fact that longer life expectancy will certainly need to be considered when it comes to any planning. And it’s no surprise that for many, the State Pension will barely be adequate.
Do you have a particular age at which you wish to retire?
Do you plan to take a more gradual step away from your career by perhaps working part-time, freelance or as a non-executive director?
Factoring in these considerations will enable you to ‘work back’ when saving for retirement.
We work with clients who want clarity and connected guidance, typically starting from £400,000 in investable assets. This helps us provide effective, long-term planning and ensures you receive the full value of our integrated advice.
Please Note
Tax treatment depends on your individual circumstances and may change in future. Tax rules outside the UK may differ.
This communication is not investment advice. The value of investments and income from them is not guaranteed, can fall, and you may get back less than you invested. Your capital is therefore always at risk. Past performance is not a guide to future performance. If you invest in currencies other than your own, fluctuations in currency value will mean that the value of your investment will move independently of the underlying.
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