Inheritance Tax is charged on your estate (usually your property, money and possessions when you pass away). It currently stands at a staggering flat rate
of 40% and can have a significant impact on your heirs.

Having worked hard over the years you may find yourself in the fortunate position of owning a property, and holding both capital reserves and a portfolio of investments. After building up your estate and assets, it can be worrying to find that your beneficiaries may face a substantial Inheritance Tax (IHT) bill after your death.

Yet it is possible to reduce your exposure to IHT. In fact you can and should view it as something of a ‘voluntary’ tax as its impact can be mitigated. Through a little forward planning, and by using relevant tax and investment solutions, it is possible to reduce IHT, or even remove it totally.