We will carry out in-depth research and analysis to create a robust and thorough Financial Plan, which will incorporate the following areas:
- Wealth Structure: How best to structure your wealth to meet your current and future lifestyle goals. This will include a review of your existing money purchase pensions, investments, ISAs and cash deposits.
- Investment Strategy: How best to structure your investable assets to manage risk and maximise returns to help increase the likelihood of achieving your goals and aspirations.
- Tax Planning: How best to maximise the use of all available Income Tax, Capital Gains Tax and Inheritance Tax allowances with the view of minimising taxes.
- Contingency Planning: How best to ensure that your wealth can weather the storm through life’s unfortunate events. We will review all your protection needs, wills, trusts and lasting powers of attorney.
These elements will then culminate into the creation and delivery of a personalised WealthStructure Report. This is a full financial planning report that includes your strategic plan, together with the rationale and evidence to support the suitability of our advice and recommendations. This report will also include a revised Lifetime Cashflow based on any recommended changes, showing the impact of our advice when considering your financial objectives and overall life plan.
We will outline the actions required and timescales to complete them. We will provide transaction details, a timetable and allocate accountability for all practicalities involved in the investment of assets, if applicable, and the necessary administrative framework.
We then implement our recommendations on your behalf. This includes preparing, completing and submitting any applications and ensuring that all the various pieces of the jigsaw are put into place, before your journey commences.