Financial Planning

At Progeny, we provide clear, connected financial planning that helps you make confident decisions at every stage of life’s journey.

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Your financial future deserves clarity, confidence and expert guidance.

We can help provide clarity and confidence by offering a fresh perspective on financial planning, supported by connected expertise that helps you make informed decisions at every stage of life.

Our highly qualified financial planners help you understand your complete financial picture, shape a long‑term strategy, and make decisions that support the life you want today and, in the years ahead.

We work hard to form excellent client relationships, understand their aspirations and give the quality service and bespoke structuring they require to address their complex needs.

We are delighted to report that Progeny Wealth has won Chartered Financial Planning Firm of the Year at the PFS Awards 2025/26.

Combining guidance and support from Progeny’s Corporate Legal team, Private Legal team and Wealth Management team, we are able to provide truly holistic support.

Speak to an expert today

Start your financial planning journey today

How we onboard new clients

Our onboarding process is clear and designed around you. We take time to understand your goals, gather the right information and build the most suitable team to support you. From the first conversation, we focus on establishing trust, clarity and confidence.

What to expect in your first meeting

Your first meeting is centred around your story. We will explore your goals, priorities and concerns, talk through how our connected financial, legal and tax services can support you and begin shaping a financial plan that reflects what matters most. You will leave with a clear understanding of your next steps.

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Setting clear financial goals & milestones

Every strong plan begins with a clear purpose. We work closely with you to define your goals, map out meaningful milestones and create a roadmap that adapts as life changes.

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Clients we work with

Individuals with investable assets of £400,000 or more
We work with individuals who have built meaningful levels of wealth and want clear, connected advice to help them move forward with confidence. Whether you are growing your portfolio, preparing for future milestones or strengthening your long-term financial position, we support you with planning that brings clarity, structure and purpose to every decision.

Professionals & business owners
Many of our clients are busy professionals and entrepreneurs seeking clarity, efficiency and proactive guidance. We support business owners through growth, transition and succession. We help you secure both business and personal financial futures.

High net worth individuals & families
Clients with complex wealth often need joined up thinking across multiple areas. We connect financial planning, tax strategy and legal expertise to create comprehensive strategies that protect assets, empower future generations and reflect your long-term legacy.

Ongoing plan monitoring and adjustments

Life rarely stands still, and your financial plan should reflect that. As your circumstances, ambitions or market conditions shift, we review and refine your strategy to keep you on the strongest path forward. Our ongoing partnership ensures your plan remains resilient, relevant and built to last.

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Our Financial Planning Process

We begin by getting to know you and your financial world. This includes your goals, your aspirations and what matters most to you.

During this stage, we also explore your relationship with risk, helping us shape early thinking that reflects both your comfort and your long-term ambitions.

Next, we take a detailed look at your current position. We review your assets, income, commitments and existing arrangements to build a complete picture.

Lifetime Cashflow Modelling helps us look ahead, highlighting whether you are on track, where opportunities exist and how different choices could shape your future.

 

With a clear understanding in place, we begin building your financial plan.

This may include recommendations on structuring your wealth, shaping your investment strategy, making effective use of tax allowances and preparing for life’s unexpected events. You will receive a personalised plan that sets out our advice and the thinking behind it.

Financial planning is a continuing process. As your life evolves, we review your plan regularly to keep it aligned with your goals.

We assess the suitability of existing arrangements, highlight recommended actions and stay connected with your wider professional advisers when needed, giving you clarity and confidence year after year.

FINANCIAL PLANNING GUIDES

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Frequently Asked
Questions

Financial planning involves correctly managing finances, investments and savings for future goals. These goals could involve your retirement, providing for your children or making a large purchase.

Achieving your estate planning goals and minimising the impact of IHT go hand in hand and involve a range of actions. This starts with writing your all-important Will and also potentially including, trusts, gifts, life assurance and more.

There is no single figure that works for everyone.

What you need will depend on your lifestyle goals, health, family commitments, expected retirement date and how you want to spend your time. Some people dream of travel and new experiences; others want security, flexibility and more time with loved ones.

The most important step is defining what your ideal retirement looks like. From there, a personalised plan can show how much you need to save and how to structure your income with confidence.

Retirement planning is about preparing financially, and personally, for the next chapter of life.

It helps you think beyond stopping work and focus on how you want your retirement to feel: the freedom you want, the experiences you value and the security you need. Starting earlier gives you more flexibility and more choices, while careful tax planning helps you make the most of what you’ve built.

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Please note:

This communication is not investment advice. The value of investments and income from them is not guaranteed, can fall, and you may get back less than you invested. Your capital is therefore always at risk. Past performance is not a guide to future performance. If you invest in currencies other than your own, fluctuations in currency value will mean that the value of your investment will move independently of the underlying asset.

Tax treatment depends upon individual circumstances and is based on current UK tax legislation, that is subject to change at any time.

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