Expert mortgage advice services
With access to mortgage products from renowned high street lenders, building societies and banks, our team of mortgage advisers can provide expert support through your homeowner journey.
Why use Progeny’s mortgage advice services?
A bespoke mortgage service centred around you. With expert knowledge of the housing market, and a breadth of experience supporting first time buyers to self-employed entrepreneurs and buy-to-lets, we can help you to navigate the mortgage landscape wherever you are in your journey.
Our mortgage advisers will also review your existing mortgage to ensure you are getting the best deal possible. You could save hundreds of pounds in interest by engaging one of our experienced advisers to review your mortgage and check all your options.
Depending on where you are in the homeowner journey, getting the right mortgage can be a complex task. Working with our experienced independent mortgage advisers can ensure you’re covering all bases and getting the right mortgage product for you.
With access to tax services within Progeny we can provide cohesive property and tax advice around your bespoke circumstances.
Our team of legal experts are also available to advise on your property needs.
Our financial and legal advisers work closely together to get the best results for you, your family and your business.
How much do our mortgage advice services cost?
Our fantastic team brings a wealth of experience and expertise in delivering mortgage solutions across the UK. If you are apprehensive about the process or how much this will cost, here is an overview of what you can expect from our team.
01
Your initial consultation is obligation free
To proceed with a full mortgage application and recommendation, a non-refundable broker fee will become payable at the point of application submission.
02
Documents and affordability
We check through documents, affordability and determine whether you’ll fit a lender’s criteria, establishing a sensible budget. We’ll then discuss deposit options and mortgage products.
03
Mortgage agreement in principle
We will then organise a mortgage agreement in principle for you so you can confidently make an offer on a home.
04
Finding the best deal for you
When they are ready to proceed with a full mortgage application, we check our wide panel of lenders to find the most suitable deal for you.
05
Sit back and relax
We will take care of the mortgage application and admin for you, liaising with the lender, taking the stress out of the process.
Mortgage advice articles
Why mortgage rates aren’t dropping when the BoE is cutting its rates
Why don’t all interest rates move in the same direction? Source: Bank of England, Investing.com The November 0.25% cut from the Bank of England …
Why don’t all interest rates move in the same direction? Source: Bank of England, Investing.com The November 0.25% cut from the Bank of England …
Read more
High-Value Property Tax – who will be affected and the recommended next steps
The Government is introducing a High-Value Property Tax, formally called the High Value Council Tax Surcharge. It applies to residential properties in…
The Government is introducing a High-Value Property Tax, formally called the High Value Council Tax Surcharge. It applies to residential properties in…
Read more
Frequently Asked Questions
A mortgage adviser has a breadth of knowledge about the housing market, lenders and appropriate mortgage products and processes. They meet with clients and advise them on the most suitable mortgage for their personal circumstances, guiding them through the relevant documentation and stages involved.
Many people think that mortgage advice involves working out multiples of your income to find out how much you can borrow, but it is so much more than this. An adviser can provide specific expertise on your situation, including more flexible arrangements to suit modern life. Seeking professional advice can save both time and effort plus a significant sum in the long run, giving you priceless peace of mind from day one.
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Please note
Progeny Mortgages is a trading style of Progeny Wealth Limited and is used by various companies within the Progeny group of companies. Progeny Wealth Limited is a limited company registered in England and Wales with the number 01408197. The company’s registered address is Progeny, 1A Tower Square, Leeds, LS1 4DL. Progeny Wealth Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (fca.org.uk/register) under reference 116460
