Home Knowledge Hub Investing for children | Guide Guide Investing for children | Guide By Robert Appleby Financial planning, Investing, Tax and estate planning 9th January 2025 Download now Investing for the next generation Most parents and grandparents want to help their children financially, whether it is making sure there is enough money for their education or eventually helping them to buy a property. An early objective as they grow up may well be to help children understand the value and importance of money. This guide offers a brief outline of the basic tax and legal rules, and the investment products that are suitable for children to help achieve the goals set for them. Investing for children – what is included in the guide: • Setting specific investment goals Looking at timescales and goals for your investments • How children are taxed Setting out the tax brackets and allowances for children • Tax-efficient investments for children Walking you through the most tax-efficient ways to invest for your children • Personal pensions Pensions can be an effective way to invest for your children • Should you use a trust? The long-term future benefits of setting up a trust • Tax position of trusts Detailing the tax allowances for children trusts Our guide offers expert insight into the options available for investing for your children and grandchildren. Speak to your local expert Get in touch Important note Although the content of this page was correct at the time of writing, it has not been updated since. Therefore it shouldn’t be relied upon for accuracy, as it may have been subject to subsequent tax, legislative or event changes. Share Link copied