Refinancing

Sometimes a business can overtrade and need to raise capital quickly to invest in more assets, or it can simply be paying too much for its current borrowings and need to swap for a cheaper alternative.

Why Progeny?

At Progeny we offer expert guidance through complex financial transitions. We provide refinancing strategies to fit your business’ needs including optimising cash flow, strategic negotiation support and consolidating debt. Our legal professionals ensure your interests are protected every step of the way. By partnering with Progeny, you can confidently navigate the refinancing process, securing your company’s future and unlock new growth opportunities.

During the process we will conduct thorough due diligence, identify potential risks and negotiate favourable terms on your behalf in order to safeguard your company’s interests. By handling intricate legal details, we enable you to focus on core operations, making the refinancing process more efficient, secure and advantageous for your company’s long-term financial health.

With offices throughout the UK, we offer face-to-face services nationwide, giving you the opportunity to meet your planners in person to discuss your specific needs.

Progeny Law & Tax are authorised and regulated by the Solicitors’ Regulation Authority, meaning we are dedicated to upholding professional standards within the industry.

Progeny Law and Tax have been selected as one of the Top Law Firms by eprivateclient which recognises the top private wealth law firms and departments across the UK.

Speak to an expert today

Get in touch to discuss your situations

How we can help with your finances

We are experienced in raising new finance and advising on the structure and implications for your business, whatever your circumstances. In particular we have found solutions for clients by:

01

Finding alternative debt providers

Identifying new lenders offering more favourable terms or conditions for your business’ debt needs.

02

Negotiating debt for equity swaps to strengthen the balance sheet

Converting a portion of debt into equity, reducing liabilities while giving creditors a stake in the company.

03

Identifying alternative ways to raise finance

We look into whether invoice discounting and asset finance is right for you. We also explore diverse financial options beyond traditional loans, such as equity, bonds, or crowdfunding.

04

Debt restructuring

Modifying the terms of existing debt to improve payment conditions, reduce interest, or extend timelines.

05

Expert advice

Providing guidance to enable swift decision-making and execution in financial restructuring or refinancing processes.

Financing Guides

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Frequently Asked Questions

Refinancing involves replacing existing debt with new debt under different terms. It can lower interest rates, extend repayment periods, consolidate multiple debts and improve cash flow.

Look for a partner with a proven track record in corporate refinancing, industry-specific experience and a strong reputation for delivering results.

Outsourcing can lead to better refinancing terms, reduced risks, faster processing, and expert navigation of complex financial and legal regulations.

Progeny we are able to handle most tasks, your internal team will need to collaborate on key decisions, provide financial data, and align the refinancing strategy with business objectives.

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