Investing for children

Investing for the next generation

Most parents and grandparents want to help their children financially, whether it is making sure there is enough money for their education or eventually helping them to buy a property. An early objective as they grow up may well be to help children understand the value and importance of money.

This guide offers a brief outline of the basic tax and legal rules, and the investment products that are suitable for children to help achieve the goals set for them.

Download the guide here
Investing for children rob

“Why, when and for how long you plan to set aside money for children can have a major bearing on choosing the appropriate investments. As with any investment decisions, you need to think about risk carefully before taking any action.”

Investing for children – what is included in the guide:

Setting specific investment goals

Looking at timescales and goals for your investments

How children are taxed

Setting out the tax brackets and allowances for children

Tax-efficient investments for children

Walking you through the most tax-efficient ways to invest for your children

Personal pensions

Pensions can be an effective way to invest for your children

Should you use a trust?

The long-term future benefits of setting up a trust

Tax position of trusts

Detailing the tax allowances for children trusts

Investing for children

Our guide offers expert insight into the options available for investing for your children and grandchildren.

This article is distributed for educational purposes and should not be considered investment advice or an offer of any security for sale. This article contains the opinions of the author but not necessarily the Firm and does not represent a recommendation of any particular security, strategy or investment product. Information contained herein has been obtained from sources believed to be reliable but is not guaranteed.

Past performance is not indicative of future results and the value of investments can fall as well as rise. No representation is made that the stated results will be replicated.

Robert Appleby

Financial Planner

Rob joined Progeny as a Paraplanner in November 2018, having previously worked in a similar role at Evolve Financial Planning, which was acquired by Progeny Wealth.

Learn more about Robert Appleby