Our portfolio review service is an independent evaluation of the investment strategy and performance of your current investment manager after costs, and how this compares to the industry generally.
With new legislation in place, fund managers must now comply with enhanced transparency on fund and transaction costs, regular client reporting, and disclosures of conflicts which enables us to make meaningful comparisons to ensure the service you are receiving offers value for money.
Below are some of the due diligence questions our service appraises.
Discovery
- Are your financial goals well defined?
- Does the portfolio materially match your objectives and tolerance for risk?
- Does the solution meet your needs?
Risk Management
- What Due Diligence has been undertaken and how is the portfolio monitored?
- Is there a structured process to ensure that your investments remain within their articulated risk appetite, and any changes to their circumstances are met?
Execution
- How are dealing commissions, fund selections, and fees impacting on your returns?
- Does your Investment Manager offer a choice of tailored solutions?
Oversight
- How regularly are you getting updates on your portfolios?
- Do you receive regular communications on how the decisions taken meet your objectives?
- Has the overall performance of your portfolio been negatively affected by the costs and charges of your Fund Manager and investment products?
Progeny charge £500 for a portfolio review which is rebated against our ongoing service engagement.
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Download the Brochure
To learn more about our Portfolio Review Service, download the brochure now.
How are your investments performing?
We know that you want the best possible service, and that sometimes it can be difficult to effectively and accurately judge the performance, value for money, and governance your Investment Manager is providing.
Our portfolio review service enables you to obtain a fully independent analysis including:
Asset Allocation
Asset allocation is based on the understanding that different types of assets do not move together, and some are more volatile than others. We will measure your portfolio against a risk aligned target asset allocation to show whether it is optimised for your risk/return profile.
Risk Assessment
Risk assessment is the maximum expected portfolio return for a given amount of portfolio risk. We will undertake an overall portfolio risk assessment against a risk- aligned target asset allocation.
Stock & Fund Assessment
Stock performance will be undertaken using quantitative ratio analysis to give insight into the liquidity, operational efficiency, and profitability of stocks.
Fund Assessment will be undertaken using a combination of risk adjusted returns and quantitative performance to show the strength of performance trends.
Total Return
We will perform a performance assessment against the appropriate ARC benchmark, a recognised industry benchmark based on actual client performance data to show the actual returns that a private client should expect for a given risk appetite.
Costs
We will prepare a fully compliant cost analysis including: Investment Service Charges, Transaction Costs (Trading Commission, Stamp Duty, PTM Levy), Ongoing Management Fees, Performance Fees, Product ‘Transaction’ Costs, and Ongoing Charges.
This communication is not investment advice. The value of investments and income from them is not guaranteed, can fall, and you may get back less than you invested. Your capital is therefore always at risk. Past performance is not a guide to future performance. If you invest in currencies other than your own, fluctuations in currency value will mean that the value of your investment will move independently of the underlying asset. Partners, staff and clients may have a position or engage in transactions in any of the securities in our model or bespoke portfolio service. The information contained in this document has been taken from sources stated and is believed to be reliable and accurate, but without further investigation cannot be warranted as to accuracy or completeness. It is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. If you are unsure as to the suitability of the service, please contact your IFA or Progeny Asset Management to discuss.
Let’s Get Started!
Contact us today to arrange your Portfolio Review, and get bespoke advice on your investment strategy.
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